Change Your Money Mindset

People change their relationship with money often during their lifetime.  As their mindset changes so does their relationship with money.  There are 5 steps that I use with my clients to help them see money as an important tool that will help them reach their goals. ...

Just How Bad is My Credit Score?

Are you trying to buy a home, a car, or applying for a loan?  Your credit score will be a major determining factor in your approval process. Lenders want to be able to assess the risk of approving your application. Approximately 90% of the top lenders in the United...

How to Stop the Pesky Collections Call

Debt collection is a money making business in the United States.  Debt collectors purchase your debt pennies on the dollar in hopes of collecting from you in the future even if they have to harass you to do it.  If you find yourself with a debt collection, make sure...

Should I Save or Pay Off My Debt?

We always hear, save as much as you can to create a nest egg for the future.   Or save for future emergencies, you never know when something may happen.  On the other hand, we are also told to pay off our debt as soon as we can.  Pretty confusing right?  Should you...

Are Your Needs Really Wants?

Have you ever gone to department store intending to purchase a few items and left with more than you needed?  At the check-out you looked at your receipt wondering what the heck did you buy?  At the time your purchases seemed like a necessity, right?  You used your...

The Baby is Going to College, Hurry Up and Save!

Let me start by saying, you’re not the first parent to feel overwhelmed by the thought of saving for child’s college education.  The cost is increasing every day and in this economy many parents feel that paying for their child’s future education is impossible.  Well,...

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